Do you have a safe in your home? While many individuals would rather store valuables in a bank’s safe deposit boxes, there are a few inherent advantages to adding a fireproof safe to your home. For example, items kept in your home are typically covered by your homeowner’s insurance, while items kept at a bank won’t be covered in the event of theft or natural disaster. There are other situations where you need immediate access to documents. At CBS News, Ray Martin put together a list of the items that are better off in your home safe.
- Insurance Policies
For any type of insurance policy, a claim needs to be filed as soon as possible. If your home is damaged on during a holiday, it could be days before you can get to the bank to access your safe deposit box. If your home is damaged due to a natural disaster, it’s possible your local bank was also damaged. Instead, keep policies and your agent’s contact information in your home safe for immediate access.
- Personal Documents
Passports, birth certificates, wills and social security cards are important to have, but many people choose to keep them either in a bank, or in a file in their home. Again, the problem with the bank is that you may not be able to get to your documents when you need them. Take the example of a will, which, if kept in a safe deposit box, may not be accessible at the time of the owner’s death. Keeping them at home, but not in a safe, leaves them vulnerable to all types of damage. You don’t want to go looking for your birth certificate or passport, only to find it’s been shredded or water damaged.
- Family Photos
Whether you have albums full of photos, or have digital copies stored, it’s a good idea to keep them in your home safe. The safe will protect these irreplaceable items in case of fire or other natural disaster. If they’re stored on an external hard drive or thumb drive, they could be mistakenly stolen in case of a break in. Keeping them in your locked safe makes this less likely. And, they’ll always be close in case you want to look at them.
You probably have extra house keys, spare car keys and maybe even keys to your friends’ and family members’ homes. Leaving those out in your home leaves them vulnerable to theft, or makes it easy to lose them. Instead, keep them in your home safe. This is also an ideal place to keep the key to a storage locker or safe deposit box.
You may have expensive jewelry at home that you wear on special occasions. You can’t keep it in a safe deposit box because you might not be able to get it when you need it. You certainly can’t leave it out in your home either. You need a home safe that will keep it safe from both burglars and fires.
There are many uses for a home safe. You may not fully even realize the value of your safe until it protects your valuables from a fire or break-in.
Come see us at Holder’s Security and ask about our line of home safes. We’ll help you find one that fits your needs. Stop by our store at 7027 E. 40th Street in Tulsa or call us at 918-663-8660.